Welcome to PayRoad.ai

The smart wallet inside your WhatsApp.

We are not a bank... we are something MORE
      ...more secure
      ...more intelligent
      ...more empowering
      ...more practical

PayRoad is a conversational wallet: you can pay bills, buy services, send gifts and support your family without downloading apps or standing in line. You simply chat with Botacho, your assistant inside WhatsApp, and he takes care of the rest.

PayRoad lets users in Mexico manage their payments directly in WhatsApp. Migrants in the U.S. will soon be able to fund a PayRoad wallet with cash deposits at participating retail locations (through regulated partners) and use that balance within a closed-loop ecosystem of approved merchants and services in Mexico.

Migrants in the United States will be able to add balance with cash deposits in U.S. stores and use that balance exclusively with approved merchants and services in Mexico, helping their families in a more controlled and organized way.
Botacho taking off
Taking off with Botacho!

Who is PayRoad for?


Migrants in th US
Migrants in the United States will be able to add balance with cash deposits in U.S. stores and use that balance exclusively with approved merchants and services in Mexico, helping their families in a more controlled and organized way.

Users in Mexico

Bills and Services Top up E-commerce Restaurants

Users in Mexico can pay bills, buy services, top up mobile phones, and make small purchases through PayRoad, all from a WhatsApp conversation.

Migrants in th US

Migrants in the United States will be able to add balance with cash deposits in U.S. stores and use that balance exclusively with approved merchants and services in Mexico, helping their families in a more controlled and organized way.

How it works

PayRoad lives where users already are: inside WhatsApp.

1
Start the chat with Botacho

Scan the PayRoad QR or click the “Start” button. A WhatsApp conversation with Botacho will open and guide you through the process.

2
Add balance to your wallet

For users in Mexico, PayRoad will support card payments, compatible banking methods, and cash deposits in participating stores. For U.S. migrants (when available), PayRoad Inc. will enable cash-in through authorized U.S. retail partners and payment processors.

3
Pay, buy, and support your family

Once funded, the PayRoad balance can be used to pay bills, buy services and products at participating merchants, and support family needs within a closed-loop ecosystem.

Security and Trust

PayRoad is built on secure payment infrastructure and works with regulated partners and financial institutions. Every transaction must be confirmed by the user, and sensitive information is never stored in the WhatsApp conversation.

Closed-loop model

PayRoad Inc. operates a closed-loop stored value program: users can only spend their balance with approved merchants and services. Cash-out, withdrawals and transfers to financial accounts are not permitted.